APS Bank - APS Centre (Swatar) Tower Street, Birkirkara, BKR 4012, Malta

MAPFRE MSV Life p.l.c. is the leading provider of life insurance protection, long term savings and retirement planning in Malta.

Wherever you are in life’s journey – beginning your career, starting a family, welcoming a child, setting up a business or planning for your retirement, we have the products and services that can help you meet your present and future financial needs.

APS Bank Ltd. is an enrolled Tied Insurance Intermediary of MSV Life. MSV Life is authorised by the Malta Financial Services Authority to carry on long term business under the Insurance Business Act, 1998.

Our Products

2.2 Unit Linked Savings Plans

Our Plans provide you with an easy and disciplined way to save for your future. Our Regular Premium Savings Plans are designed to suit all purposes such as saving for your children’s future education, buying a car, saving for your dream holiday or for your daughter’s wedding. Unit linked investment plans offer you a choice of different investment funds as well as the opportunity to invest in the MSV With Profits Fund. UNIT LINKED SAVINGS PLAN The Unit Linked Savings Plan is a long term regular contribution savings plan, offering you a choice of different investments as well as the With Profits Fund. It allows you to save on a regular basis and to invest a lump sum at anytime in the future. The value of the Policy is linked to the value of the underlying investments of your choice.

3.2 Unit Linked Single Premium Investments

Our Investment Plans can offer capital protection and attractive bonus rates through participation in the With Profits Fund or the chance to participate in equity and bond markets through award winning investment fund managers. They are simple yet flexible and efficient solutions that offer you the opportunity to invest in a wide range of assets, such as, equities bonds, real estate, commodities and money markets in one portfolio through a lump sum investment. INVESTMENT BOND The Investment Bond is a whole of life investment plan linked to the value of underlying investment funds. The plan is available in three currency versions - Euro, US Dollar, or GB Sterling.

4.2 Unit Linked Retirement Options

Planning for Retirement is probably one of the most important factors to consider when setting out your long term financial goals. Your pension and the funds you save up over the years are the money you will live on when you retire, so saving for this purpose is one of the most important investments you will ever make. PERSONAL PENSION PLAN - Unit Linked The Personal Pension Plan (Unit Linked) is a long term regular savings pension plan, offering you a choice of various investment funds. It allows you to save on a regular basis and to invest additional lump sums at any time in the future. The value of the Plan is linked to the value of the underlying investments of your choice. UNIT LINKED SAVINGS PLAN The Unit Linked Savings Plan is a long term regular contribution savings plan, offering you a choice of different investments as well as the With Profits Fund It allows you to save on a regular basis and to invest a lump sum at anytime in the future. The value of the Policy is linked to the value of the underlying investments of your choice.

APS Bank - APS Centre (Swatar)

2122 6644

csc@apsbank.com.mt

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